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Deliver the load and the money lands in your bank in seconds. Then spend it, send it, or withdraw it your way through Instant ACH, Zelle, Venmo, PayPal, or debit card.
Trucks run around the clock. Banks run Monday to Friday, 9 to 5. Fleets wait days to get paid. Drivers wait on payroll. The Saturday mechanic waits until Monday. That's 100+ lost paydays a year, covered by overdraft fees and costly advances.
Instant Payments ends that. Money in and money out.
No bank cutoffs. No 3 to 5 business days. No waiting for Monday. Your money moves on your schedule, to the account or card you choose.
The work is done. Now the money should move as fast as you did.
A load payment, factored invoice, fuel advance, or fleet payout is initiated through AtoB. It becomes available the moment the sender sends it.
Your preferred bank account, debit card, Zelle, Venmo, or PayPal. Or a vendor you need to pay.
Not hours or days. 24/7, weekends and holidays included.
Save a preferred method and every future payment goes straight there.
No one should be forced into a single payment method. Instant Payments delivers funds through the option that works for you. Fleets and drivers decide how the money arrives.
payment methods
Instant methods run 24/7/365. Standard ACH (free, typically 1 to 3 business days) and wire (timing varies by bank) are also available. Instant ACH requires an RTP-supported bank account, and Interac is available for Canadian accounts.
The fastest way for money to reach you, and the easiest way to send it on.
Instant Payments is part of the AtoB platform, the financial hub for trucking and fleet operations, alongside fuel cards, cash cards, and working capital. The preference is clear: 75% choose an instant pay option when it’s offered, because money that moves in minutes beats money that moves in days.
When you need a human, you get one fast. AtoB customer support responds in 32 seconds on average, and AtoB holds a 4.5-star BBB rating.
Instant Payments from AtoB lets fleets and drivers get paid to their preferred bank accounts and cards in minutes through Instant ACH, Zelle, Venmo, PayPal, or debit card, 24/7/365. Standard ACH and wire are also available for non-urgent transfers.
Load payments, factored invoice funds, fuel advances on confirmed loads, and fleet payouts are all sent through AtoB. When the sender initiates the payment, the funds become available in seconds, any day of the year, and arrive in your preferred account or card in minutes.
Yes. Funds are available the moment the sender initiates the payment, and instant methods deliver the money to your account or card in minutes, not 1 to 3 business days.
Yes. Instant methods run 24/7/365, including weekends and bank holidays. That means over 100 more potential paydays a year than the industry standard.
Instant ACH (for RTP-supported bank accounts), Zelle, Venmo, PayPal, debit card push-to-card, and Interac for Canadian accounts. All are instant and available 24/7/365. Standard ACH and wire are also available on business days.
Select "Send Money" or "Withdraw" in the AtoB Dashboard and choose your bank account, debit card, Zelle, Venmo, or PayPal. The funds arrive instantly, 24/7, including weekends and holidays.
Instant ACH is a real-time bank-to-bank transfer for RTP-supported bank accounts. If your bank supports RTP, funds arrive in your account in seconds, any day of the year.
Yes. Instant Payments is an AtoB feature, not a factoring service. When your factoring company initiates a payment, the funds are available the moment they are sent. You can then move them to your bank account, debit card, Zelle, Venmo, or PayPal instantly, whenever you need.
Yes. Send money to vendors, mechanics, insurance providers, or any business contact directly from the AtoB Dashboard to cover repairs, tires, insurance, maintenance, and other operational expenses.
Yes. Spend directly with a virtual or physical AtoB Cash Card, send money to vendors, or move funds to your own accounts through any supported method.
Yes. With Driver Pay, fleets pay their whole driver list at once in a single payout run, free for the fleet. Drivers receive a secure link by email or SMS, choose how they want to be paid, and get their funds. No app download required.
No. Driver Pay sends net pay only. It works alongside your existing payroll tax and withholding tools.
When speed is not the priority. Standard ACH typically takes 1 to 3 business days, and wire is available for bank transfers on business days. Instant methods are there when the money cannot wait.
Both can offer AtoB instant payouts white-labeled under their own brand, plugged into their existing funding workflow, typically set up in less than a day. Carriers get money in under 2 minutes, and 75% choose an instant pay option when offered.
• Factors: Become a factoring partner
• Brokers: Become a broker partner
Instant Payments is live today for every fleet, carrier, and driver on AtoB. Get paid to your preferred bank account or card in minutes, any day of the year.
