Get started
Get started
Accept the tender and Trip Credit advances up to 50% of the load value to your card, so you can cover fuel, lumpers, tolls, repairs, and anything else it takes to get it delivered
Dispatchers verify the load. Someone cuts a Comcheck. Carriers call asking where it is. Fees get eaten. Risk gets carried.
And it happens hundreds of times a week.
Trip Credit ends that
Brokerages don't initiate it. Don't verify it. Don't issue it. Don't chase it. They just direct their carriers to AtoB.
The broker tenders a load to a carrier in their TMS, like always.
The carrier accepts — and sees a Trip Credit offer in their AtoB app.
Choose from 1, 2, or 4 weeks to pay back.
AtoB fronts up to 50% of the load value, instantly.
Carrier fuels up, hits the road, and delivers.
Trip Credit covers any on-road business expense — fuel, permits, tolls, lumpers, repairs, parts. Carriers decide where the cash goes.
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Trip Credit puts carriers in the driver's seat and takes brokerages out of the lending business — entirely.
The ways carriers traditionally fund a load and how Trip Credit changes the equation.
Eligibility for Trip Credit is based on the carrier's risk profile. Qualified carriers see a Capital tab in their portal dashboard showing their available amount. The approved amount is determined by factors such as bank balance and payment history. A carrier new to AtoB can be qualified in minutes after providing the required information. Underwriting and risk sit entirely with AtoB so the broker carries none.
Trip Credit is short-term working capital that helps carriers cover expenses the moment they book a load. Funds are delivered instantly to the carrier's AtoB Wallet and can be used for fuel, permits, tolls, and other on-road expenses.
No. Brokers do not need to sign up for their carriers to use Trip Credit when hauling their loads. But the full benefits of the Trip Credit feature are realized when a broker partners with AtoB on a fuel card program and effectively markets this to their carrier base.
Nothing. There is no fee charged to the broker when their carriers use the Trip Credit feature powered by AtoB.
Endless advantages. No more confirming pick-ups, producing and issuing money codes, reduction in fraud, and no more financial risk. With the Trip Credit being available upon tender, this can help your carrier sales team cover more loads and build carrier loyalty.
Yes. Freight brokerages that partner with AtoB to offer a fuel card to their carriers receive a monthly revenue share on Trip Credit activity from their active fuel card carriers, as laid out contractually.
Two things:
• A booked load
• A rate confirmation document to upload in the portal
Once both are ready, the carrier can request and receive funds in seconds.
Eligibility is based on the carrier's risk profile. Qualified carriers will see a Capital tab in their portal dashboard showing their available amount. The approved amount is determined by factors such as bank balance and payment history.
A carrier new to AtoB can be qualified in minutes after providing the required information.
Up to 50% of the load pay. Any unused approved funds remain available in their Wallet balance for future use.
Yes. Carriers can have multiple Trip Credit active at the same time, but only one advance is allowed per trip. This is all subject to their available credit line.
Instantly. Once the carrier submits their request, the funds land in their Wallet immediately and are ready to spend.
Carriers can use a virtual or physical cash card linked to their Wallet.
No. Trip Credit operates independently under the Capital tab, so the carrier's weekly fuel card credit line remains fully intact.
Carriers choose a flexible payback term at the time they submit their request. Repayments are split into weekly installments and visible in the Capital tab of the portal.
Repayment begins on the carrier's next scheduled installment date, which is shown in the Capital dashboard before the carrier confirms the draw.
Payments are automatically deducted from the carrier's primary payment method on file (linked bank account or Wallet) according to the repayment schedule. If a payment fails, AtoB reserves the right to collect the outstanding amount from another payment method on file.
Yes. Unlike advances issued directly from a broker — which reduce the carrier's pay on a given load by the advance plus fees — AtoB delivers working capital the moment the carrier accepts the load tender. Because the load amount itself isn't reduced, the carrier can still factor the invoice in the usual way without any complications.
Trip Credit is live today for every AtoB carrier. If you're a brokerage, point your carriers to atob.com/trip-credit — there's nothing to set up on your end.
