Spend Management
Spend management for your entire fleet operation. From fuel to spare parts to driver payroll: we handle it all. Flexible credit let’s you pay your bills when and how you want
The Fleet card is so much more than a fuel card. It meets all driver needs on the road. Not to mention, our fuel discounts are best in class.
Designed for the fleet manager or owner, the Business Expense card offers cash back on all purchases and offers flexible ways to pay off larger purchases.
Paying drivers and distributing per diem funds has ever been this easy.
Save on every mile with leading fuel discounts at >4,000 truck stops and >30,000 gas stations, plus savings on maintenance, tires, and other essential fleet expenses.
We block fraudulent transaction attempts before they occur to save you the headache. We’re so confident in our fraud elimination technology, we’ll back it up with a $250,000 guarantee.*
Access the funding you need to keep your fleet moving with credit for fuel, parts, insurance and more. And we help you build your credit score by reporting timely repayment to the credit bureaus.
Accepted everywhere thanks to Mastercard and Visa, you control how and where the card can be used by drivers. Available spend controls include:
Get the most out of your spend with our models that provide driver coaching and incentives for efficient fueling, vehicle predictive maintenance and trip profit improvement opportunity.
Issue cards, manage spend controls, and track all your spending in one easy-to-use dashboard that reduces admin work and saves you time.
Close your books in minutes. Built-in accounting integration, automated expense categorization and automated IFTA filing make managing a fleet business easier.
Want to make sure drivers fill up at lower cost fueling sites? Use our built-in driver cash incentive tool to pay drivers a portion of the incremental savings each time they make a smart fueling decision.
Three cards, one powerful spend management solution: Fleet card, Business Expense card and Driver Payroll card
Fleet Card
Good for
Fuel
Tolls
Lumpers
Weigh Station
Towing
Lodging
Business Expense Card
Good for
Tires
Fleet Parts
Fleet Services
Permits
Rent
Insurance
Driver Payroll Card
Good for
Driver Wages
Driver Incentive
“Simply the best, most advanced fleet card on the market. It’s a generation ahead of anything else that’s on the market in terms of ease of use, powerful controls, exception handling, fraud elimination and overall fleet savings.”
John, Fleet Manager
Yes. AtoB’s Fleet card is accepted at 99%+ of gas stations and truck stops, enabling widespread fuel and non-fuel acceptance. The AtoB Fleet card can also be used for vehicle related expenses including maintenance, tolls, tires, and much more. You can easily set your own rules and restrictions on what spend limits, locations and product categories you want the AtoB Fleet card to be used for. And you can change the restrictions simply and at any time with one click.
Yes, AtoB can port your fleet’s existing fuel discount
We indemnify up to $250,000 based on eligibility and fleet size. Our fraud and fuel theft prevention suite stops fraudulent use of the AtoB fuel cards before fraud happens. AtoB cards can be locked by default, and can only be unlocked by authorized drivers and fleet admins.
This prevents any kind of cyber fraud, card skimming, or other stolen card use, as the cards and card info is unusable without the unlocking action.
With telematics integration, we can validate GPS location of the vehicle being fueled and the merchant where fuel is being purchased, as well as dynamically modify authorizations based on the vehicle's fuel tank level. This prevents theft from authorized users who are bad actors.
Fleet managers can easily - across all cards, groups of cards, or for a single card, driver, or vehicle - perform the following actions directly from the Customer dashboard:
AtoB provides fleet managers with access to detailed reporting tools to eliminate fuel theft, benchmark vehicle and driver performance and costs, improve fuel economy and routing efficiency, and manage their fleet’s cost of fueling. A robust set of data is captured for each transaction:
Fleet managers can download detailed transaction reporting by time period and by card, driver, vehicle, or department; and access summarized reports and insights on suspicious transactions, optimal fueling opportunities, and driver/vehicle performance benchmarking on their dashboard.
For OTR customers who are required to file a quarterly IFTA report, fleet managers can:
Yes. You can choose to assign a fleet card to a driver or to a vehicle. Our system allows either.
Yes. Drivers can take a photo of their receipt and we digitally ingest the receipt and categorize the spend into various categories. This makes reconciliation easy.
Yes. Any EV charging station that supports Mastercard or Visa will work with AtoB. If the station has its own app that requires linking a payment method, you can link your AtoB Fleet card.
The fleet card was designed to be used by drivers during their work shift. The card can be set with multiple different controls so that the driver cannot make unauthorized purchases on food, entertainment or personal items. The fleet card provides most fleets with weekly credit to purchase fuel.
The Business Expense card was designed for a fleet manager or fleet owner. The card does not have spend controls. It offers cash back on every purchase. The Business Expense card offers the fleet manager or owner credit for larger non-fuel purchases such as tires, insurance, maintenance, vehicle payments and more.
Both the Fleet card and the Business Expense card log all spend transactions to the AtoB Spend Insights reporting product to facilitate spend reconciliation, analysis and integration with your preferred accounting system such as Quickbooks.
