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Local businesses

Fuel cards for small businesses

Discover the smarter way to handle fleet management for small businesses — fueling local services, student transport, neighborhood deliveries, and more.

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Gas Cards for Smal Business
Driver using AtoB Fuel Map to find the cheapest gas on their route.
Why AtoB for local fleets?

Designed to keep you on the job

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Nationwide discounts, no network hunting

Nationwide discounts on gas purchases with access to AtoB Perks means you and your crews will be on your way to significant savings on fuel costs, tires, vehicle maintenance, and more rewards. Expense tracking for small businesses is built in.

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Save time and boost efficiency

AtoB’s Fuel Card for small businesses helps local fleets stay efficient. Use AtoB's fleet cards on vehicle related expenses anywhere Mastercard is accepted, so your drivers spend less time looking for “in-network” fuel stations and more time on the job serving customers.

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Look after your crews

Send instantly on pay day, or any day! And keep tax season manageable with our built in tax reporting features. Our powerful digital portal gives employees on demand access to all of their payroll information.

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Around-the-clock support

The AtoB Fleet Fuel Card offers the best-in-class customer service and support to keep you and your fleet on the job and getting the work done. Our team is available by email, phone, and chat, 24 hours a day.

Case studies

AtoB in action

Rhythm Trucking Testimonial AtoB
$1,050
Saved with AtoB in just 2 months

Switching to AtoB was a breeze. We were able to easily onboard all of our 80 employees on the AtoB App and start using AtoB’s discount network to get big discounts on fuel purchases. Our customer success rep is always there when we need him and extremely responsive.

Dan King Plumbing
Heating and Air Conditioning

Best price at the pump

The AtoB App gives your team visibility into fuel prices per gallon at any truck stop around town, helping them find the best price on fuel at convenient locations. Get you and your crew(s) to your next job on-time for less with smart fleet tracking for small businesses.

AtoB Non-Fuel Discount Network

Discounts on more than just fuel

From brakes and tires to truck washes and repairs, save on vehicle expenses with AtoB.

Check out AtoB's Fuel Discount Network

Fuel card for small business frequently asked questions

What is the best fuel card for a small business?

Fuel cards should offer easy approval without extensive credit requirements, universal acceptance at local stations, detailed small business expense tracking, and scalable pricing. AtoB provides all these features with options starting at $3 per card monthly for prepaid cards, so that you can manage your fleet and capture analytics like a pro.

Are business fuel cards worth it for small fleets?

Yes — business fuel cards can deliver significant savings and operational value, especially for companies with regular vehicle use. Here is what you get:

Fuel and fleet savings:

  • Per-gallon discounts ranging from 5 cents on regular gas up to $2.00 on diesel*
  • Eliminated reimbursement processing and paperwork
  • Spending controls that prevent unauthorized purchases

Beyond fuel: AtoB cards are not just for the pump. They work for vehicle maintenance, repairs, parts, tolls, and any vehicle-related expense at merchants accepting Mastercard nationwide — consolidating your entire fleet spend onto one card.

Do fuel cards for small businesses require a minimum number of vehicles?

No, AtoB fuel cards serve small businesses with as few as one vehicle. The pricing structure is designed for local operations with 1-5 cards at a base rate, making it economically viable even for single-vehicle contractors or small service companies.

What types of small businesses benefit most from fuel cards?

Fuel cards are ideal for delivery services, landscaping companies, contractors, home improvement services, student transportation, local couriers, service technicians, and any small business requiring regular vehicle fueling and maintenance for daily operations.

Can small business fuel cards be used for expenses beyond fuel?

Yes, AtoB fuel cards work for vehicle maintenance, repairs, parts, tolls, and other vehicle-related expenses at any merchant accepting Mastercard nationwide. This consolidates all fleet costs onto one card for simplified expense management.

How quickly can a small business get started with fuel cards?

Small businesses can complete the online application in minutes and receive approval within one week. Once cards arrive and are activated, you can immediately begin saving on fuel and tracking expenses through the online and mobile app management dashboard.

Are there setup fees for small business fuel cards?

AtoB charges a one-time $35 account setup fee. Monthly costs are $15 for 1-5 Flex cards or $3 per active Unlimited prepaid card, with an optional Premium upgrade at $3 per card monthly for enhanced security features.

Can small business fuel cards integrate with accounting software?

Yes, AtoB fuel cards provide detailed digital receipts and transaction data that can be tracked by card, location, or driver level. Our expense management software for small businesses allows custom report building and offers integration capabilities with popular fuel management and accounting systems.

* Average discount of 42¢ refers to realized average savings per gallon of truck diesel across AtoB customer transactions at merchant partner truck stops during H2 2025. The up to discount of $2.00 refers to max realized savings per gallon of truck diesel across AtoB customer transactions at merchant partner truck stops during H2 2025. Average discount of 5¢ off per gallon of unleaded is an average across AtoB customer transactions at merchant partner gas stations during H2 2025.